Rural Insurance

Making a living from the land is unique; no one situation is the same. Which is why we offer a specialist range of insurance products tailored to meet the needs of our rural customers.
Our policies cover personal assets such as home, contents and vehicles, as well as policies designed to protect your rural business needs. Please see policy disclaimer at the bottom of this page.

Rural Personal Our personal rural insurance products will help to protect everything else you have on your farm which is not part of your business such as your home, contents and family vehicles.

Rural Business We have a specially designed range of rural business products which include: Rural Material Damage - cover for a wide variety of rural buildings, their contents and machinery. Material Damage Policy Wording Rural Business Interruption - cover for a reduction in turnover, and increased costs of working that result from an interruption to the rural business caused by an accidental loss to business assets. Business Interruption Policy Wording Rural Liability - legal liability cover for property damage or personal injury that may arise from normal agricultural activities. Liability Policy Wording Rural Vehicles - designed to cover the different types of vehicles found in a rural business for both accidental damage and legal liability. Rural Livestock - provides protection for high value individual animals and herds. Special options are available to cover working animals such as dogs and horses. Livestock Policy Wording Rural Income Protection - this versatile policy ensures that you have adequate protection should you be unable to work due to accident or illness. Income Protection Policy Wording Rural Machinery Breakdown - provides accidental breakdown cover for your machinery. Machinery Breakdown Policy Wording Rural Stock Deterioration - deterioration cover for refrigerated goods due to the failure of refrigeration machinery. Stock Deterioration Policy Wording There is also a tailor-made set of policies designed for specialist rural businesses such as Crops, Horse & Pony, and Forestry. Cropsurance Policy Wording Horse & Pony Policy Wording Forestry Policy Wording Commercial Motor Policy Wording